:
[idea]
You’ve got a bold venture idea

Got a groundbreaking idea for your next venture? Join Achmea Impact Ventures and build your startup from the ground up with expert support and funding.

[startup]
You have a startup and want to scale

Want to accelerate your start-up? We invest in high potential businesses with >50k ARR, providing capital, expert guidance and connections

[scaleup]
You have a scaleup and look for funding

Ready for serious growth? Our Series A fund helps scale-ups expand with capital, strategy, and Achmea’s network.

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[idea]
You’ve got a bold venture idea

Got a groundbreaking idea for your next venture? Join Achmea Impact Ventures and build your startup from the ground up with expert support and funding.

[startup]
You have a startup and want to scale

Want to accelerate your start-up? We invest in high potential businesses with >50k ARR, providing capital, expert guidance and connections

[scaleup]
You have a scaleup and look for funding

Ready for serious growth? Our Series A fund helps scale-ups expand with capital, strategy, and Achmea’s network.

25 Mar 2026

Ready to build something real?

Got a digital based idea in health, income, work or impact and are you interested in how we work in our venture studio? Consider this your backstage pass: how we work, what you get, and what we ask of you. No commitments yet. Just transparency and a taste of the adventure ahead.

How we work

We run a lean, experiment-driven venture studio. We don’t start by building a product. We start with a problem, and we don’t assume we know the answer. Instead, we test our way to one. Fast.

Every assumption becomes an experiment: what do we believe, how will we test it, how do we measure it, and when do we call it a success? Lean startup at its core. No gut feelings, no endless debates. Just evidence.

Metrics matter a lot. Not to be rigid, but to stay sharp. They tell us if we’re actually solving a problem or building something that looks nice. What’s the cheapest, fastest way to learn the most?

One thing that might surprise you: we don’t ask users what they want. We bring together a diverse, multidisciplinary team of experts who shape a solution together, then test whether it actually works for real people.

Phase one is all about de-risking. We identify every red flag and go after the scariest ones first. Proving you can solve the problem is the single most important milestone.
Harm-Jan Luth
Head of Product

The journey: Nine months. Three phases. One mission: build something people love and pay for.

MONTHS 1 – 3

Validate the problem

A product lead helps you shape experiments and hunt red flags. The key quesion: is this problem worth solving? You get a budget and decide where it goes.

MONTHS 3- 9

Build and grow

Grow the team on your terms: roles, culture fit, fast hiring. The goal: real users who pay. Payment is the ultimate proof.

MONTH 9+

Spinout

€8K MRR. Your venture has grown into an independent company. You keep 70 – 80% equity, plus up to €250k runway. You built it. You own it.

WHAT’S IN YOUR CORNER

  • Access to a team of experts – Hands-on specialists in tech, data science, legal, ML, marketing, finance, design, and research who build with you. Not consultants with slide decks.
  • A technical head start – Years of learnings in a production-ready tech blueprint, yours from day one. From idea to testable product in a day. No infrastructure headaches. No startup valley of death.
  • Funding – Up to different rounds totaling €50K – €550K across nine months. Founder fee included so you can go all in. No external fundraising needed.
  • The power of Achmea – Deep expertise in health, work, finance, and sustainability; plus direct access to their network of companies, customers, and experts.

WHAT WE ASK OF YOU

You’re the founder. You’re in the lead. We won’t tell you what to do; but we will be critical, challenge your assumptions, and push you to test rather than guess. We set goals together. How you get there is up to you.

An experimental mindset. Every assumption is a hypothesis. Be willing to be wrong. The fastest path to something great is finding out what doesn’t work.

Problem obsession over solution love. Fall in love with the problem, not your first idea for a fix. Solutions evolve. Great problems are worth fighting for.

Full commitment. This is not a side project. Intense, energising, sometimes uncomfortable. That’s how the best ventures come to life.

Next, we get into the details: wether we’re the right match, what we both think success should look like and terms & agreement. Building a venture is hard and rewarding. Let’s find out if we should do it together. Questions? Contact us.

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